One of the key points of this charter focuses upon the need for  us to revolutionise our fundamental financial structures which  have distorted our human journey, creating a system of debt  within the hands of a private cartel of bankers, a private cartel  which hides like parasite wasps pretending to be honey bees  in order to steal the toil of generations and to manipulate the  fates of nations.    Almost every individual is in debt and also every country, so  who has the money? The answer is that there is no money,  we have no permanent money supply, only debt created out  of nothing by a hidden cabal of bankers, debt which is  burdened with compound interest to be paid for by the  taxation of the people, by the life force of you and I, by the  resources of the world. This is nothing but a medieval debt  swindlers game, a charade which could have been created  by the hungry ghosts to steal our destinies. However, what is  created by the stroke of a pen can also be destroyed by the  stroke of a pen. When the bankers say that you have no  choice but to accept austerity to pay debt then the  extinguishment of debt is also your choice. Can you awaken  to this act of courage?  Ramanamaharshi ‘Just as water in a pot reflects  the enormous sun within the  narrow limits of the pot,  so the  vasanas or latent tendencies of  the mind of the individual, acting  as the reflecting medium, catch  the all pervading infinite light of  consciousness arising from the  heart. The form of this reflection  is the phenomena called the  mind.’  Gautama Buddha ‘A master guards his watching. It is his greatest treasure.’ Nisargadatta Maharaj ‘In the great mirror of  consciousness images arise and  disappear and only memory gives  them continuity. And memory is  material  - distractable,perishable,  transient. On such flimsy  foundations we build a sense of a  personal existence, vague,  intermittent, dreamlike. This vague  perception ‘I am so and so’  obscures the changeless state of  pure awareness and makes us  believe we are born and suffer  and die.’ Nathan Rothschild 1838 ‘Let me issue and control a  nation’s money and I care not  who writes the laws.’   Thomas Edison ‘..if the nation can issue a dollar  bond then it can issue a dollar  bill.. it is absurd to say that our  country can issue bonds and  cannot issue currency. Both are  promises to pay, but one fattens  the usurer and the other helps the  People.’   Sir Josiah Stamp Director of the Bank of England. 1927  ‘The modern banking system manufactures money out of nothing. The process is perhaps the most astonishing piece of sleight of hand that was ever invented. Banking was conceived in iniquity and born in sin.. Bankers own the earth. Take it away from them but leave them the power to create money, and, with a stroke of a pen, they will create enough money to buy it back again… Take this great power away from them and all great fortunes like mine will disappear, for this then would be a better and happier world to live in.. but if you want to continue to be the slaves of the bankers and pay the cost of your own slavery, then let bankers continue to create money and control credit.’ The foundation of this Ebook is an ancient creation model we can call  AUM-Pi, a model which explores the tapestries of the universe and the  psyche in great detail, a model formed from the 5000 year old teachings of  the greatest mystics from India, China, Egypt and Greece. This AUM-Pi  model describes the source of our universe as a vault of consciousness  woven from the three dimensions of deep sleep, dream and waking, a vault  which includes the ego-sense and a primal koan or riddle - ‘how can the  reflected light of the ego-sense find the Sun which lights all, yet cannot be  seen?’ This model includes the personal quest to merge with the  background dimension of the pure mirror of Eternal Awareness, a state  which is known as diamond-mind or the ‘buddha-nature.’  Buy the $8 Ebook ‘The Universe and the Psyche.’  This Ebook also compares the modern creation model of western  science with the ancient creation model of the mystics, a  mystical model which explains the causal forces behind the octet  structures of DNA, the periodic table of elements, the molecular  structure, chromadynamics and superstring theory. The mystics  model also explains the nature and values for dark matter and  dark energy and presents the mathematical source for Pi, Phi, the  Fibonacci series and the input formula for the cosmic fractal.  The mystics model also describes the psyche and the fabled  'theory of everything' and it presents a AUD$10,000 Universe  Challenge. Can modern science, using pure logic, defeat the  mystics from 5000 years ago in a discussion upon our universe?  Whatever your current belief structure, test yourself with the  AUD$10,000 Universe Challenge.  Ellen Brown ‘Web of Debt’  The Bank of England.. was set  up in 1694 and part of its charter  was that 'the Bank hath benefit of  interest on all moneys which it,  the Bank, creates out of nothing.'  The bank was allowed to  consolidate the national debt on  their loan to the England's  national debt and to secure its  payment by the taxation of the  people. The Governments debt  went from 1.2 million pounds in  1694 to 16 million pounds In  1698. The mysic Rumi In the ocean there are many bright strands and many dark strands like veins that are seen when a wing is lifted up. Your hidden self is blood in those, those veins that are lute strings that make ocean music, not the hard edge of surf, but the sound of no shore.   The second part of this EBook seeks to ground the mystical  teachings of AUM-Pi into a social charter, a ‘document of  integrity’ by which we can organize our societies.  This social  charter arises from the discovery that we live within a conscious  universe, that we have a responsibility to follow the principles of  the ‘great spirit’ model of Awareness/consciousness. This charter  will stand before us and ask ‘will these decisions benefit those  five generations ahead? Will this centralise power away from the  collective? Will this limit a nation’s happiness and its natural  pursuit of diamond mind? Is this environmentally supportive?’  This EBook then combines the wisdom of the AUM-Pi creation  model with the revolutionary aspects of a new social charter so  that we can produce an awakening within the collective, a  quantum change in our understanding of the universe and the self  which perceives it. In this way we are seeking to empower people  with the knowledge of who they are and how their financial  system works.   If we can build a community with this focus we can begin to  explore new models of living which will nourish our personal  growth and empower us all, giving us space for relationship,  family, individual growth, the quest for higher states of  consciousness and an authentic financial system which has  already been tested by history, such as the model used by  Abraham Lincoln.  A cosmic riddle. ‘If the background fields of the universe are  space-time-gravity and primal matter then how does a bucket of  cosmic mud create and sustain a complex universe of  consciousness? How did it create you?’  With this riddle of matter and consciousness, perhaps the  greatest riddle of our age, we begin a journey into the universe  and the psyche, we begin an exploration of the two primal  creation models proposed by the greatest minds from the past  five thousand years, the minds of science such as Kepler,  Mendeleev, Tesla, Ramanujan and Gell-Mann and the minds of  mysticism such as Fu Hsi, Nu Gua, Gautama Buddha,  Ramanamaharshi and Nisargadatta.  Welcome to the new Ebook ‘The Universe and the Psyche.’  A Feel free to explore the links on this website. You may wish to begin  with the AUD$10,000 Universe Challenge which is one of the  founding stones of this website. Or try the introductory link to the  ebook ‘The Universe and the Psyche.’ Or read the article ‘How the  Bankers Swindle You with Debt Created From Nothing.’ You can also  contact us at info@aum-pi.com.  Watch an 11 minute introductory cartoon video